Tax, Payroll, and Personal Finance Calculators
Cash Flow
- How Does Inflation Impact My Standard Of Living?
- How Much Am I Spending?
- How Much Do I Need For Emergencies?
- Should I Pay Down Debt Or Invest My Monthly Surplus?
- How Long Will My Money Last With Systematic Withdrawals?
- Should My Spouse Enter The Work Force?
- What Is My Current Net Worth?
- What Is My Projected Net Worth?
- What Is My Current Cash Flow?
- What Is My Projected Cash Flow?
- What Is The Value Of Reducing, Postponing or Foregoing Expenses?
College
- How Much Should I Be Saving For College?
- Feasibility of Student Loan Repayment
- What Are The Advantages Of A Coverdell ESA?
- What Are The Advantages Of A 529 College Savings Plan?
- What Is The Value Of A College Education?
- What Are The Payments On A Parental (PLUS) Loan?
- Should I Live At Home, On Campus, Or Off Campus?
Credit
- How Long Will It Take To Pay Off My Credit Card?
- How Long Until My Loan Is Paid Off?
- What Would My Loan Payments Be?
- Should I Lease or Purchase An Auto?
- What Is The Balance On My Loan?
- Should I Consolidate My Personal Debt Into A New Loan?
- Which Is Better: Cash Up Front Or Payments Over Time?
- What Is The Impact Of Making Extra Payments On My Debt?
- Should I Pay Off Debt or Invest?
- Auto Purchase: Loan Versus 0% Dealer Financing?
Home and Mortgage
- How Much Home Can I Afford?
- Should I Refinance My Mortgage?
- Comprehensive Mortgage Calculator
- Comparing Mortgage Terms (i.e. 15, 20, 30 year)
- Should I Pay Discount Points For A Lower Interest Rate?
- Should I Rent or Buy A Home?
- Should I Convert to a Bi-Weekly Payment Schedule?
- Compare A 'No-Cost' Versus Traditional Mortgage
- What Are The Tax Savings Generated By My Mortgage?
- Which is Better: Fixed or Adjustable-Rate Mortgage?
- Adjustable Rate Mortgage Calculator
- How Do Closing Costs Impact The Interest Rate?
Investment
- How Should I Allocate My Assets?
- Compare Taxable Versus Tax-Free Investment Return
- What Is The Value Of A Bond?
- What Is The Return On My Real Estate Investment?
- What Is The Value Of Compound Interest?
- What Is The Value Of A Call Or Put Option?
- Taxable vs. Tax-Deferred Savings?
- What Is My Risk Tolerance?
- What Is The Long-Term Impact Of Increased Investment Return?
- Certificate Of Deposit (CD) Analyzer
- What Is The Dividend Yield On A Stock?
Helpful Numbers
IRS Hotline for Individuals
IRS Hotline for Businesses
Massachusetts Department of Revenue Hotline
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